Loans Available

Here at Pay Power Loan, we understand that everybody's borrowing needs are different. That's why we strive to offer a wide variety of loans to suit your unique needs rather than trying to provide a "one-size-fits-all" solution, which simply isn't realistic in today's world of lending. From personal loans to debt consolidation loans and just about everything in between, we have a lending solution that's right for you.

Personal Loans

There are many situations in life that may call for a personal loan. Specifically, personal loans through our network of lenders range anywhere from $50 to about $1,500; these loans are ideal for those who are in need of quick cash to pay for a sudden car repair, home repair, or other surprise expense. Loan repayment terms for personal loans can vary anywhere from nine to 36 months depending on your specific needs; the lenders with which we work are quite flexible when it comes to repayment terms, allowing you to take the time you need to comfortably repay your loan without putting a great deal of stress on your finances.

The nice thing about taking out a personal loan is that you can utilize the money for just about any expenses you may have. Unlike many bank loans, a personal loan doesn't require you to explain what you plan on doing with the money, so you can utilize it how you best see fit. Perhaps you have a large outstanding bill to pay off, or maybe you just need a little extra cash to float you by until payday. With a personal loan, the ball is entirely in your court when it comes to how you use the money you borrow.

Debt Consolidation

If you have a lot of outstanding debt with varying interest rates, then a debt consolidation loan may also be worth looking into. Specifically, a debt consolidation loan can be used to pay off multiple individual loans at once, thus combining your outstanding balances on those loans into one single balance. From there, you can make just one monthly payment at one solid interest rate until the entirety of the balance is paid off.

This is an ideal solution for finally saying "goodbye" to multiple loans. When you take out a consolidation loan, you might even be able to save money on your monthly payments by securing one low interest rate for the entirety of your outstanding balance. Not to mention, many people who take out consolidation loans enjoy having just one monthly payment to worry about making each month, as opposed to several of them.

Consolidation loans can also help to rebuild your credit, free up your monthly cash flow, and catch up on outstanding debt payments.

Rates and Fees

One of the best things about relying on Pay Power Loan for your borrowing needs is that we'll never charge you a fee for our services; we're happy to help you find the lender and loan that's right for your needs absolutely free of charge.

When it comes to your anticipated APR or interest, please keep in mind that this can vary from one lender and borrower to the next depending on your credit score, previous loan defaults, and other factors. Typically, however, our customers end up with APRs that can range anywhere from 2.42% to 28%.